ڈیجیٹل فنانسنگ فار ایگریکلچر (DFAC) – راؤنڈ 2
ڈیجیٹل فنانسنگ فار ایگریکلچر چیلنج (DFAC) – راؤنڈ 2 کا مقصد چھوٹے کسانوں کے لیے مالی خلا کو پُر کرنا ہے، جو ڈیجیٹل حل کے ذریعے ممکن بنایا جا رہا ہے۔ یہ اقدام قابل توسیع اور پائیدار حلوں کی معاونت کرتا ہے، تاکہ ایگری بزنسز، مالیاتی ادارے، اور ٹیکنالوجی فراہم کنندگان جدید مالیاتی مصنوعات تیار کر سکیں اور ان کا آزمائشی نفاذ کر سکیں۔
Thematic Areas
DFAC 2 is looking to foster technology-driven financial solutions that enhance credit access, improve market efficiencies, and build financial resilience for smallholder farmers. We have two key thematic areas—explore them below to see how your solution can align with this vision
Digital Enablement
Expanding digital financial services can bridge the financing gap for smallholder farmers, improving access to credit and market efficiency.
DFAC 2 aims to support platforms that digitize financial transactions, enable credit scoring, and streamline payments for farmers. This includes digital financial services, aarthi model digitization, and smart logistics with storage-linked financing. Solutions should enhance farmers’ ability to access formal credit, reduce post-harvest losses, and ensure better market prices.
Financing Product
Expanding financial options beyond traditional lending can improve farmers’ access to credit and support long-term sustainability.
DFAC 2 aims to enable electronic warehouse receipt financing, input financing, and asset-backed credit solutions leveraging SECP’s Secured Transaction Registry. These models allow farmers to use stored produce as collateral, access working capital without traditional guarantees, and secure input financing for improved yields. By supporting financial institutions in expanding agriculture-specific credit, DFAC 2 seeks to create a more inclusive financing ecosystem for smallholder farmers.
ہدف کا طبقہ
DFAC 2 is open to technology-driven entities and financial institutions committed to improving access to finance for smallholder farmers. Eligible applicants include, but are not limited to:
- Technology Companies (Fintech and Agritech) – Developing digital lending, credit scoring, and payment solutions for the agriculture sector.
- Infrastructure providers – Supporting produce management, warehouse services, and digital trading ecosystems.
- Banks, NBFCs, and MFIs – Looking to expand agriculture financing portfolios through innovative financial models.
Applicants must demonstrate scalability, sustainability, and financial feasibility in their proposed solutions.
پروپوزل ڈیولپمنٹ ورکشاپ
Watch the video and learn how to structure, refine, and strengthen your proposal for Digital Financing for Agriculture (DFAC) Round 2 with expert insights.
Key dates
March
18
Application open
March
26
Proposal Development Workshop (Online)
April
14
Applications deadline
May
TBA
Pitch Day
نوٹ: یہ تاریخیں عارضی ہیں اور تبدیل ہو سکتی ہیں۔ پچز کے لیے مقام اور ایونٹ کی تفصیلات شارٹ لسٹ کیے گئے شرکاء کو فراہم کی جائیں گی۔
In case of any queries, email us at dfa@karandaaz.com.pk
ٹرم شیٹ ڈاؤن لوڈ کریںDownload Proposal TemplateDeadline: 14th April 2025
اکثر پوچھے جانے والے سوالات
DFAC 2 is a grant challenge aimed at improving financial access for smallholder farmers through innovative digital solutions. It funds scalable financial products that address farmers’ credit constraints and enhance financial inclusion. Read more in the [Term Sheet].
Eligible applicants include fintech and agritech startups, banks, NBFCs, MFIs, and infrastructure providers working on innovative financing solutions for smallholder farmers. The solution must align with DFAC’s focus areas. Read more in the [Term Sheet].
Proposals will be evaluated based on innovation, sustainability, market fit, scale potential, and execution capability. Applications must demonstrate clear financial feasibility and impact potential for smallholder farmers.
Grant amounts will be determined based on the proposed solution’s feasibility, impact, and scalability. Applicants must provide a clear grant utilization plan in their proposal.
No, there is no application fee for DFAC 2.
Applications will go through a screening and evaluation process. Shortlisted applicants will be contacted for further discussions.
Yes, Karandaaz will conduct a proposal development workshop to help applicants strengthen their submissions. For further queries, applicants can email dfa@karandaaz.com.pk. Stay updated through our website and social media channels.
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