Saad Srafraz is a research professional with experience in the domains of SME Finance, Digital Financial Insights, Green Financing and Policy analysis. He is part of the Research and Insights team at Karandaaz and previously has been engaged in multiple consultancy assignments for international as well as local development agencies. He earned an MSc Global Political Economy degree with Distinction from the University of the West of England and a BSc Economics & Management degree from the University of London.