BROWSE BLOG BY

Financial Inclusion: Demand Side Surveys and Definitional Issues in Pakistan

Dec 24, 2019
|
Digital finance and financial inclusion offer several benefits not only to financial services users but also to digital finance providers, governments and the economy at large as well.

Mapping Creditworthiness of Unbanked Population

Conventional banking has typically focused on the 5Cs of “Credit” – character (identity), collateral (security), capacity (to repay), capital (savings, investments, or other assets), and conditions (usage of loan) – while making lending decisions.

DFS: Regulatory and Fiscal Impediments

Jun 28, 2019
|
Several governments in developing world, along with the donor community, seem keen on developing an “enabling environment” for digital financial services (DFS)[1]. DFS is seen as a pathway towards financial inclusion, which is being promoted as part of global development agenda.

Enhancing Savings through Digital Means

May 8, 2019
|
Pakistani individuals, firms and government are not generating enough savings to meet the economy’s investment requirements. This lack of domestic savings results in an inherent dependence on “foreign inflows” in the form of remittances, issuance of sovereign bonds/loans and flows under Foreign Direct Investment (FDI).

The Unbanked: A hundred-million question

Mar 15, 2019
|
In the context of developing countries like Pakistan, financial inclusion is generally considered to be more about broadening the access of formal financial services (payments, savings, loans, insurance products etc.) to individuals and Small & Medium Enterprises (SMEs) that are currently out of the banking system.

Blog on Agent onboarding and KYC requirements

Jan 30, 2019
|
Financial inclusion has been globally recognized as an important indicator of economic development. According to the World Bank’s Findex 2017 report, only 21.3% Pakistani adults have a formal bank account or about 6% of the world’s unbanked population lives in Pakistan.

BROWSE BLOG BY

Copyrights © 2019 Karandaaz Pakistan
Non-profit company registered under Section 42 of the Companies Act, 2017