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Challenge Funds – The Karandaaz Experience

Mar 29, 2021
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Karandaaz has run 10 rounds of challenge funds in Pakistan, and some of the findings provide valuable insights that are worth sharing.

Narrowing the gender gap through Digital interventions

Dec 8, 2020
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With a vision statement of “financially included, economically empowered Pakistanis” Karandaaz Pakistan, through all of its four verticals i.e., Capital, Digital, Innovation and Research; is working to develop and promote an all-inclusive and a conducive financial environment and accords great importance to equal provision of financial services to women.

Businesses in Pakistan and Their Access to Financial Services

Jun 29, 2020
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Businesses, large or small, are an important part of any society and fulfil various needs and functions. On one hand, they provide livelihood and employment to owners and workers, and on the other hand, they produce and distribute essential goods without which populations may not thrive.

Determinants of and Detriments to Financial Inclusion in Pakistan

Feb 12, 2020
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Access to financial services has been a subject of increasing policy debate in developing countries. Financial inclusion is important as it reduces poverty and inequality, allows poor people to smooth out their consumption and invest in their futures through education and health.

Financial Inclusion: Demand Side Surveys and Definitional Issues in Pakistan

Dec 24, 2019
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Digital finance and financial inclusion offer several benefits not only to financial services users but also to digital finance providers, governments and the economy at large as well.

Mapping Creditworthiness of Unbanked Population

Oct 14, 2019
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Conventional banking has typically focused on the 5Cs of “Credit” – character (identity), collateral (security), capacity (to repay), capital (savings, investments, or other assets), and conditions (usage of loan) – while making lending decisions.

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