William Cook is a Digital Financial Services Consultant to Karandaaz Pakistan. He has worked with leading investment management and banking institutions to improve their use of technology, and with new entrants disrupting through digital. He has also partnered with CGAP and the World Bank on targeted interventions in South Asia and Africa. William is a graduate of the Harvard Kennedy School. Prior to graduate school, he worked in digital advocacy for Lebanon’s refugee populations and spent four years as a practicing CPA and technology consultant at Ernst & Young. He holds an additional graduate degree in information systems and an undergraduate degree in accounting, both from Michigan State University.