Analyst DFS Innovation & Enablement

Report to: Group Head DFS (or their designee)
Location: Islamabad
Application deadline for the position is August 20, 2023


About Us

Karandaaz (KRN) believes that every Pakistani deserves to be Financially Included and Economically Empowered. Our mission at Karandaaz is to foster economic growth and create jobs through the financial inclusion of unbanked individuals and unserved enterprises.

Karandaaz Pakistan is a not-for-profit organization, based out of Islamabad, registered with the Securities and Exchange Commission of Pakistan under Section 42 of the Companies Act 2017. We are supported by the Foreign, Commonwealth & Development Office (FCDO) and Bill and Melinda Gates Foundation (BMGF). Karandaaz is governed by an eminent board that sets the strategy of the organization and steers it toward the achievement of its objectives.

Karandaaz Digital encompassing Digital Financial Services (DFS) aims to catalyze the financial services industry towards greater financial inclusion by employing cutting-edge innovations and digital solutions for social impact. Karandaaz collaborates across the financial services ecosystem to maximize impact through improved access to digital finance for low-income, rural, and otherwise excluded population segments, especially women. With funding from the Bill & Melinda Gates Foundation and the Foreign, Commonwealth & Development Office (FCDO), Karandaaz Digital aims to work with all stakeholders to facilitate the digitalization of government and other payment streams and provide support to innovative digital financial service startups.

Position Summary

Karandaaz Digital Financial Services (DFS) department has initiated and completed many engagements in both public and private sectors that include infrastructure development, policy creation, experiments, and pilots to catalyze financial inclusion of individuals in Pakistan. The incumbent of this position will be responsible to manage grant-based projects with the private sector partners.

Job Responsibilities

The candidate will be expected to perform the following responsibilities:

  • Work closely with the team to solicit new industry projects and create a pipeline of promising opportunities
  • Maintain a list of potential partners and evaluate opportunities for partnerships
  • Assist in identifying project scope, timelines, cost, and budget.
  • Manage and operationalize projects, ensuring control on timeline, objectives, and impact tracking.
  • Manage project budgets, reporting, and documentation updates for stakeholders including senior management, partners, and donors.
  • Ensure effective coordination with the Grantees in order to deliver the committed impact in time and to report any scope changes or time delays
  • Ensure compliance with approved business processes in the DFS Operational Manual
  • Support various audit activities and provide timely information for reviews
  • Undertake additional tasks to optimize the performance of the Karandaaz DFS stream


Education & Experience

  • A minimum of 2 to 4 years of work experience with preferably 1 to 2 years of experience in managing digital financial services projects.
  • Bachelor’s degree from a reputable institution in a relevant discipline such as, but not limited to, project management, business, economics, information technology etc.
  • Experience of creating high quality resources such as concept papers, business models, funding narratives etc.
  • Prior experience of project management will be a plus

Knowledge, Skills & Abilities

  • Passion for the cause of financial inclusion with a solution-driven approach
  • Understanding of the digital financial services ecosystem and an appetite to learn more
  • Working knowledge of budget planning, monitoring, controlling, and reporting.
  • Excellent business writing and presentation skills
  • Strong stakeholder management skills
  • Exceptional organization skills
  • Ability to work and deliver in a team of diverse people
  • Ability to think of innovative approaches to problem solving
  • Ability to execute a task or project with speed and accuracy

Culture and Values at Karandaaz

Karandaaz culture is guided by our values of Innovation, Collaboration, Accountability, Respect, and Equity (ICARE). These values shape our choices on what we do and how we do it, both with colleagues internally and partners externally. We also believe that we are all responsible for creating a great place to work and are constantly looking to hire individuals who bring the same level of passion and commitment to the purpose of the organization.

If you believe in Karandaaz vision and values and feel excited about the work we are offering, please send us your resume for this position to clearly mentioning the position title in the subject line.

Karandaaz is an equal-opportunity employer and encourages applications by all population groups.

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Non-profit company registered under Section 42 of the Companies Act, 2017