Analyst Risk & Compliance

About Us

Karandaaz (KRN) believes that every Pakistani deserves to be Financially Included and Economically Empowered. Our mission at Karandaaz is to foster economic growth and create jobs through financial inclusion of unbanked individuals and unserved enterprises.

Karandaaz Pakistan is a not-for-profit organization, based out of Islamabad, registered with the Securities and Exchange Commission of Pakistan under Section 42 of the Companies Act 2017. We are supported by Foreign, Commonwealth & Development Office (FCDO) and Bill and Melinda Gates Foundation (BMGF). Karandaaz is governed by an eminent board who set the strategy of the organization and steer it towards achievement of its objectives.

Position Summary

The Risk Analyst plays a pivotal role in supporting the implementation of a robust Credit and Investment Risk framework at Karandaaz.

Job Responsibilities

• Review credit and investment proposals, preparing comprehensive risk review memos for the Investment Committee.
• Conduct periodic reviews of existing strategic investments, providing insightful review reports.
• Maintain repayment and exception trackers, promptly identifying and escalating overdue accounts and exceptions to concerned departments.
• Manage risk rating models, ensuring the timely updating of credit and investment risk ratings.
• Prepare credit and investment portfolio risk reports, offering in-depth analyses.
• Coordinate interdepartmental credit and investment risk meetings, ensuring the timely follow-up of decisions taken.
• Undertake any other compliance and risk management tasks necessary for the optimum performance of the department

Eligibility

Education & Experience

• Bachelors/Master’s degree in a related discipline from a reputable institution, or completed accounting qualification.
• Atleast three (03) years of work experience in credit or risk with a reputed financial institution.
• Candidates pursuing relevant finance or risk-related certifications will be preferred.

Knowledge, Skills & Abilities

• Strong financial analysis skills and a comprehensive understanding of financial instruments
• Updated knowledge of and curiosity for understanding macroeconomic and industry issues
• Highly proficient in Microsoft Office (Excel, Word, PowerPoint) and Google Suite
• Excellent interpersonal and communication skills
• Team player with a self-starter attitude, showing initiative.
• Result-oriented with the ability to meet targets within tight deadlines
• Demonstrated sound judgment, flexibility, adaptability and cultural sensitivity.
• Exhibit professional and personal ethics, transparency and openness.

Culture and Values at Karandaaz

Karandaaz Culture is guided by our values of Innovation, Collaboration, Accountability, Respect and Equity (ICARE). These values shape our choices on what we do and how we do it, both with colleagues internally and partners externally. We also believe that we are all responsible for creating a great place to work and are constantly looking to hire individuals who bring the same level of passion and commitment to the purpose of the organization.

If you believe in the Karandaaz vision and values and feel excited about the work we are offering, please send us your application for this position at careers@karandaaz.com.pk clearly mentioning the position title in the subject line.

Karandaaz is an equal opportunity employer and encourages applications by all population groups.