Associate Credit

About Us

Karandaaz believes that every Pakistani deserves to be Financially Included and Economically Empowered. Our Mission at Karandaaz is to Foster economic growth and create jobs through financial inclusion of unbanked individuals and unserved enterprises.

Karandaaz Pakistan is a not-for-profit organization, based out of Islamabad, registered with the Securities and Exchange Commission of Pakistan under Section 42 of the Companies Act 2017. We are supported by Foreign, Commonwealth & Development Office (FCDO) and Bill and Melinda Gates Foundation (BMGF). Karandaaz is governed by an eminent board who set the strategy of the organization and steer it towards achievement of its objectives

Position Summary:

Karandaaz is seeking an Associate Credit in the Corporate Investment & Credit team who will be primarily responsible for supporting the Principal Credit in developing credit transaction models. The incumbent will be responsible to lead the detailed industry analysis for key target industries.

Job Responsibilities

The job responsibilities of the position are as follows:

• Lead detailed industry analysis (market size and growth, industry structure and value chain, competitive landscape etc.) for key target industries
• Develop innovative credit transaction models   to enable access to finance, small and mid-size enterprises
• Originate, evaluate and execute credit transactions (wholesale credit lines, supply chain financing, program lending, securitized products, ) to provide growth capital funding to small and mid-size enterprises with potential for profitable growth and sustainable job creation
• Monitor, track and Manage portfolio performance and maintain liaison with internal and external stakeholders
• Under supervision of the Principal Credit, manage and lead transaction teams
• Prepare Investment Committee Documentation

Candidate Profile

• Minimum of 5 years’ experience in a structured finance and/or commercial banking
• Experience in originating and executing corporate finance and/or loan products. Prior exposure to small and mid-size enterprise lending will be valued
• Professional exposure to the development of financial products for the Small and Medium Enterprises.
• Self-starter motivated to build a high impact investment business for small and medium size enterprises in Pakistan
• Strong command of MS Word, Excel, PowerPoint and oral and written English and conversant in Urdu
• Preferably a masters, level degree in business, economics, accounting or related discipline from a reputable international or Pakistani institution

Culture and Values at Karandaaz

Karandaaz Culture is guided by our values of Innovation, Collaboration, Accountability, Respect and Equity (ICARE). These values shape our choices on what we do and how we do it, both with colleagues internally and partners externally. We also believe that we are all responsible for creating a great place to work and are constantly looking to hire individuals who bring the same level of passion and commitment to the purpose of the organization.

If you believe in Karandaaz vision and values and feel excited about the work we are offering, please send us your application for this position to careers@karandaaz.com.pk clearly mentioning the position title in the subject line. We will be accepting submissions till 28th December, 2020

Karandaaz is an equal opportunity employer.  Women and people with disabilities are encouraged to apply.