Enhancing Builder Financing in Pakistan

Year : 2018 | Category : Financing
Financing to SME builders in Pakistan through commercial banks and financial institutions is low. Builders and developers in Pakistan fund their projects out of their own equity, investor advances, and customer installments.

Bankability of the Transport Sector

Year : 2018 | Category : Karandaaz Digital
The primary aim of this study is to provide formal financial institutions insights into the road transport sector, enabling them to design suitable products and services. The ultimate objective is to enable growth in the transport sector by increasing the availability of formal financial services.

Customer Segmentation Framework – Gender Report

Year : 2018 | Category : Karandaaz Digital
This study has undertaken women focused customer segmentation to tackle the issue of gender gap in financial inclusion and help practitioners identify market opportunities to address the chronic problem of low levels of adoption and use of digital financial products by women in Pakistan.

Customer Segmentation Framework – Pakistan Report

Year : 2018 | Category : Digital Financial Inculsion
A new approach to segmentation was taken for this study where it combines demographics, behavioral and psychometric variables and a HCD approach

Nature and Characteristics of SME Financing and NPLs in Pakistan

Year : 2017 | Category :
The study explores trends in SME financing over the past decade, and reasons that have contributed to high ratio of NPLs.

Warehouse Receipt Financing Study

Year : 2017 | Category : Regulations & Financial Products
Warehouse Receipt (WHR) financing is institutional credit extended by banks to farmers and traders against physical commodities stored in licensed warehouses as security.

Agent Network Accelerator Research

Year : 2017 | Category : ANA Survey Pakistan
Based on over 2,000 mobile money agent interviews carried out in 2017 all over the country, the Pakistan agent network accelerator survey highlights findings about the mobile money agent landscape.

Technologies for Digital Financial Services

Year : 2017 | Category : Karandaaz Digital
The Financial Services industry in Pakistan is currently at varying degrees of digital maturity. This study provides an overview of the technology domains that are essential for setting up a DFS ecosystem.

Branchless Banking Industry Indicators

Year : 2017 | Category : Branchless Banking
Trends and figures depicting branchless banking industry performance in 2016.

Challenges of the Startup Ecosystem in Pakistan

Year : 2017 | Category : Startup Ecosystem
The paper identifies the roadmap of entrepreneurial advancements for the development of start-up ecosystem in Pakistan.
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